Debt Overview

AGRA Capital specializes in Lower & Middle market debt financings and drives the process of evaluating financing alternatives and executing on Debt investments for companies with $ 5M to $150M of  EBITDA.

As a Direct Lender & Arranger, we determine  &  coordinate  the better source of  and what we feel to be the  most  efficient, feasible mix of financing, at an  advantageous cost to fit our clients’ profile and needs.   Our experience provides us with the insight into which capital sources are currently providing capital in specific industries, and how to position a company’s story to these most relevant and active capital sources.

The Specialty finance market can be difficult to navigate between Institutions, National & Regional Banks, Non-Bank Commercial Lenders,  ABL lenders,  Private Financing companies,  Hedge funds,  Mezzanine Lenders, and family offices, and AGRA Capital is not only proficient but has a very high engagement to closed transactions ratio.

AGRA’s  innovative  approach allows us to provide more advantageous  financing options available both for companies in excellent financial condition and for those businesses that may have been refused credit by traditional lenders.  We excel at existing loan renegotiation and the structural optimization of the  pricing, terms and flex points for new Debt Capital.

This capital structure is based on the company’s stage, industry, and growth rate coupled with the objectives of the shareholders and the state of the capital markets and economy.

Finance types:

• Senior debt (asset-based loans, revolving lines of credit and cash-flow based loans)
• Senior Stretch – (High % LTV Asset Based & Terms Loans)
• Mezzanine/sub-debt – Uni Traunche, Hybrid Securities,  Minority Junior Capital
• Bridge financing and special situation loans

Use of Funds:

• Refinancings
• Working Capital
• Recapitilizations
• Bridge Loans
• Growth Capital
• M&A